Buy now pay later

music
Free sign up & instant approval

All in few seconds...

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No interest ever!

Split cost into 4 equal parts with only 25% down.

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No hidden fees.

We automate payments and send friendly reminders.

How does this work?

checkout
Step 1

Select option in checkout

Click on the unique link in our invoice/quote.Pay just one part (25%) now and rest over 4 months in equal parts.

Step 2

Link a payment method

All you need:

  • Email ID
  • Any debit or credit card
  • Any UAE or KSA mobile
  • Iqama or EID number
payment
complete
Step 3

Ta-da! Its done.

Approval in seconds. No verification or reference calls, no docs/photos to upload, no deposits. Once its approved, your products are shipped swiftly!

Step 4

Schedule auto-pay!

No surprises, or ‘I forgot’ and then harsh late fines, penalties etc. Each future payment up to the order value is collected automatically.

purchase

+/- Got questions?

Who can use 'Buy now, Pay Later?

Any individual, or business with the below:

  • *Valid UAE or KSA mobile
  • *Emirates ID or National ID (Iqama) – all residents, expats and Nationals
  • *Any debit or credit card
What is the dollar/AED limit for each order?

Minimum order value is only 500 AED and the maximum is 11,000 AED subject to our approvals.

How does the approval process work?

Its simple and takes only few seconds. No calls, no long forms, no credit reports, no security deposits. Our AI software checks few simple criteria such as:

  • Validity of your mobile number, card, ID
  • Availability of funds on the credit or debit card
  • Total order value

All rejections and approvals are at the discretion as per our company's policies and terms.

What about other countries?

We plan to roll this out in other countries this year. Else, pay via PayPal or Stripe (the payment link will be in your invoice) with any debit or credit card.

Can I see my payment history and amount outstanding?

Login to your account anytime, anywhere to view the status.

What if my placed order is cancelled or modified?

If its a genuine issue, and the order is cancelled with no costs incurred by us, and no alternatives are available - we will refund, or issue a credit note as per our policies.

What if auto-payment don't work, or I/my business is unable to pay?

Please contact us. Until its resolved, we will hold or pause purchases until all dues are cleared. We will send reminder and give 24 hours before we collect the instalment to arrange the funds or select an alternative payment method.

Are my details safe?

Our site is 100% SSL, encrypted, secure and protected by firewalls, anti-DDOS and backups. Our payment gateway is PCI DSS compliant - the highest standard. Except the basic info for processing your order, we do not store any sensitive information.

How is this different from credit card EMI or loan?

EMIs work only with select credit cards and needs higher credit limits. The amount is blocked and the tenure is 6 to 36 months with very high interest (up to 4% p.m or 48% per year!) and monthly charges, hefty fines and further interest on that if you miss payments or only make minimum payments. Unlike EMIs, we also accept debit cards and a great alternative to maintain liquidity for your business.

How does ‘pay in equal parts’ work?

Select the plan and pay either in equal parts every 14 or 30 days.

First-time customers can create a free account in few seconds. Returning customers can login and order directly.

After that, log in anytime to see schedule or pay before the due date (No early payment charges). For ease, we will process from your linked card and send friendly reminders before any instalment.

What if I don’t qualify or I live outside the UAE or KSA?

You can use PayPal or Stripe and pay via any credit or debit card – but the BNPL service will not be available. If you qualify, but do not currently live in the UAE or KSA (traveling or based overseas) you can still use it and/or order for someone else.

Can I place multiple orders & products and pay later?

Yes! If the total is under 11,000 AED, you can buy as many products as you wish. If it exceeds that, then you can pay the excess by cheque, bank transfer or cash deposit.

Can I change my instalment plan from bi-weekly to monthly or vice versa?

No! You can select the payment frequency only at the time of ordering, bi-weekly or monthly. This cannot be changed later.

How do refunds work?

If you want a refund, and its compliant with our company policies, we will process the refund in 7 business days.

Are there any late fees?

If you pay on time, no late fees or fines – ever! However, if you miss an instalment, then a nominal AED 20 applies for each delayed payment with a maximum of two late fees per order. The total late fee is capped at 25% of the order value or AED 40, whichever is lower.

Why is my account deactivated?

If you miss a payment or we suspect fraud, misuse or abuse of our services then we will disable all further purchases. To reactivate, you must clear the instalments due and the nominal late fee charged before resuming. Remember, this service is free to use if the payments are made on time.

If you are facing business hardship contact us. We will try to get you back on track to cover the missed payments.

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